Responsibilities:
• Assess and identify credit risks and potential risks of credit application in accordance with bank's underwriting standards, credit policies and in compliance with HKMA regulations;
• Prepare comprehensive credit assessment report, provide credit recommendations and present to Credit 

• Committee and authorised credit approver's consideration and approval;
• Conduct cashflow projection analysis, peer comparison, industrial research;Conduct credit risk rating for facility customers;
• Formulate and review credit risk policies and procedures;
• Responsible for optimizing credit management system and performing UAT;
• Perfom other duties delegated by the department head.

Requirements:
• Bachelor degree preferably in the areas of Economics, Finance, Accounting or related discipline;
• At least 3-year credit analysis experience in Corporate Banking
areas:
• Familiar with financial environment and supervisory policy in Hong Kong, preferred with local experience;
• Good logical thinking and analytical skills;
• Excellent Excel and data processing skills;
• Good interpersonal skill;
• Able to prioritize workload and constantly work under pressure with good planning and co-ordination skills;
• Competent written and spoken English language skills, apart from proficiency in Chinese.

All applications applied through our system will be delivered directly to the advertiser and privacy of personal data of the applicant will be ensured with security.