Responsibilities:

• Assess all underlying risk of credit applications. (mainly on e-commerce and supply-chain division)  
• Conduct risk evaluation including financial analysis, cash flow analysis, projection and business analysis.
• Evaluate customer’s risk profile and give independent recommendations on potential risks and mitigation measures.
• Approve credit applications within the delegated authority.
• Coordinate with Relationship Managers for matters relating to credit applications.
• Ensure efficient turnaround of credit processing.

Requirements:

• Degree holder, preferably in finance, accounting or other business related fields. CFA, CPA or FRM is a plus.    
• At least 4 years’ solid credit assessment experience in sizable financial institutions with great knowledge of trade finance, commercial lending, lending guidelines and market credit practice. Ideally with a strong knowledge in lending to Chinese enterprises, SME, e-commerce and supply chain industry.   
• Strong analytical skills, report writing and problem solving skills with logical credit judgment.   
• Good team player with tactful inter-personal & communication skills, self-motivated and detail-minded with strong risk control sense and analytical skills.   
• Fluent in Putonghua and good command on both spoken and written English and Chinese.    

Benefits:

• 5-Day Work Week
• Flexible Working Hours
• Discretionary Performance Bonus
• Annual Leave & Birthday Leave
• Medical & Dental Insurance Coverage

All applications applied through our system will be delivered directly to the advertiser and privacy of personal data of the applicant will be ensured with security.