Job Responsibilities 

• Assist the Relationship Managers to prepare credit proposal for prospect clients and manage the loan portfolio
• Perform Credit Analysts and monitor the ongoing credit risk and quality
• Responsible for handling the requests and questions from clients and communicate with credit department to respond the enquiries
• Review loan documentation for consistency with credit and approval and work with the Loan Booking unit to book the loan onto the Bank’s system 
• Oversee the collection of loan portfolio reporting and compliance with facility covenants, and work with Loan Operations to ensure that the reporting is accurately reflected on the Bank’s systems
• Prepare written credit proposals, including financial and market analysis, industry summaries, investor backgrounds, and investment portfolio analysis
• Produce presentations on specific loans and participate in the bank's Loan Approval Process and recommend approval and appropriate structure of credits when necessary
• Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts
• Oversee loan renewals, document tickler and covenant tracking of loans. Work with syndicate banks (together with the Relationship Manager) on larger transactions
• Work with regulators and internal auditors to supply informational needs on client reviews when necessary
• Work with RMs to identify potential opportunities and manage the renewal process for cross sell of other non-lending banking products
• Generate and provide requested reports as necessary on Team’s loan portfolio
• Work closely with internal colleagues in HK and US
• Participate special projects and provide requested reports on loan portfolio as needed

Job Requirements  

• Bachelor’s degree or equivalent; preference for finance or accounting major or equivalence
• Ideally 6 years of banking experience, including at least two years of credit portfolio  management experience and credit training 
• Possesses financial modelling skills will be a plus 
• Flexibility and adaptability to a dynamic environment, and ability to learn quickly in a high-volume transaction scenario 
• Strong writing, interpersonal and communication skills are critical 
• Working knowledge of private equity and the major components of investment vehicles is a plus 
• Good command of both spoken and written English and Chinese

All applications applied through our system will be delivered directly to the advertiser and privacy of personal data of the applicant will be ensured with security.