Our client is one of the largest US investment banks that mainly provides investment and wealth management services. The department is currently looking for a Credit Risk Associate to handle credit/ margin/ retail risk in 1st line of defence with rich product exposure in loan and deposit. The successful candidate should have at least 5 years of working experience in credit risk field for private banking clients.

客户简介

Our client is a well-known established US investment bank that provides wealth and investment services for more than 400 years of history in over 40 countries. They are currently looking for a Credit Risk Associate to be responsible for credit risk in 1st line of defence risk management, monitor margin exposure in client portfolio and handle risk analysis for loan and deposit products.

工作内容

• Proactively monitor client portfolio margin exposure levels.
• Follow up with the Sales team on any margin deficits in client portfolios.
• Monitor market conditions, assess their impact on the PWM and client portfolios, and recommend adjustments to risk management strategies as appropriate.
• Conduct comprehensive and holistic risk reviews of client portfolios, including thematic stress scenarios and exposure assessments.
• Serve as the escalation point for risks related to margin lending and banking activities.
• Promote awareness and adoption of industry-leading risk management best practices.
• Communicate key risks to senior management and promptly escalate emerging or developing risks.
• Capture and analyze relevant data, then advise management on developing effective risk mitigation steps and controls.
• Ensure standardization and consistency in Wealth Management risk management policies and procedures, while maintaining compliance with evolving regulatory requirements.
• Collaborate with functional teams, including Investment Financing, Credit, Legal, Compliance, Operations, Finance, CTB, and IT, to identify, assess, and mitigate enterprise-wide business risks.
• Participate in Margin Lending & Banking project initiatives.
• Perform regulatory gap analyses related to Credit Risk Management and Banking practices.
• Conduct comprehensive governance and controls reviews on Banking Products (Loans and Deposits).

理想的求职者

• Bachelor's Degree holder of business administration or relevant discipline
• At least 5 years of working experience in Credit/ Margin Risk experience
• Rich product knowledge in banking products (loans and deposit)
• Strong attention to detail, technical skills with clear and logical manner
• Work collaboratively with team member
• Strong quick learning ability to understand policies, procedures, systems, process and controls
• Excellent of written and verbal communication skills in English and Chinese

福利待遇

• Stimulating and challenging work
• Great global exposure
• Competitive remuneration package
• 7 days of AL
• Medical benefits included

To apply online please click the 'Apply' button below. For a confidential discussion about this role please contact Michelle Leung on +852 3602 2489.