Key Accountabilities:

• Evaluate & approve credit approval and manage asset quality of the Bank in designated business units or segment within Wholesale and Cross-border Banking;
• Perform critical risk analysis on credit applications beyond individual approval authority, make recommendation and deal with credit challenge in Credit Committee to facilitate approval decision;
• Act as a risk sponsor of large and complicated deals in terms of pre-screening process, advisory of product/ transaction structure from risk perspectives and project due diligence;
• Review, assign or approve risk rating for a borrower or a borrower group;
• Evaluate negative news of borrowing customer, consider and initiate risk mitigating actions where appropriate.
• Monitor account utilization, performance and loan compliance, alert marketing unit for irregularities;
• Review, approve or recommend for approval of requests for excesses or exceptions;
• Work with Business counterparts in proactive credit management of the designated credit portfolio in terms of credit migration monitoring, stress testing and early alert as well as criticized portfolio management;
• Involved in discussion with product groups for new product development;
• Observe market intelligence and stay close to company news and announcement.

Requirements:

• Degree holder in Accounting, Finance, Business Administration or related disciplines;
• Minimum 6 years’ credit risk management and/or credit approval experience gained from banking industry; exposure in managing China Corporates is preferable;
• Thorough knowledge of accounting principles, financial statement analysis and credit administration;
• Good credit judgment;
• Excellent analytical, interpersonal and supervisory skills;
• Able to communicate and present ideas effectively and persuasively;
• Good command of written and spoken English and Chinese (including Putonghua).

For more details about career opportunities with the Bank, please visit our website http://www.cncbinternational.com/careers/en/index.jsp. Please apply with full resume stating current and expected salaries.

Personal data collected will be used for recruitment related purposes only. Applicants not invited for interview within 6 weeks may consider their applications unsuccessful. However, applicants may be considered for other suitable positions within the Group for a period of not more than 2 years. Personal data will be destroyed at any time after 3 months.

China CITIC Bank International is committed to being an equal opportunities employer and intends to provide a work environment free of unlawful discrimination or harassment. All employment decisions will be made in a non-discriminatory manner.

All applications applied through our system will be delivered directly to the advertiser and privacy of personal data of the applicant will be ensured with security.