Responsibilities:

• Facilitate new and renewal credit applications for corporate and SME customers
• Prepare quality credit proposals, including in-depth financial analysis, thorough industry research and business analysis
• Evaluate customer's risk profile and give independent recommendations on potential risks and mitigation measures
• Ensure compliance with Bank’s internal policies and procedures relating to lending and other credit-related areas as well as the regulatory requirements within day to day operations
• Ensure approved credit lines are in compliance with the Bank’s approved overall and specific credit policies
• Support RM teams in addressing credit queries and liaise with the Credit Division on credit-related matters
• Monitor the processing of credit applications concerning credit issues, special approvals or date postponement required, and conduct interim reviews of any accounts when needed

Requirements:

• Degree holder in Business Administration, Finance, Risk Management or related disciplines
• Holder of ECF-CRM is preferred
• Minimum 4 years of experience in credit and financial analysis or related functions for corporate / commercial / SME customers
• Knowledge of local economic / industrial conditions, banking laws and practices and related lending products
• Detailed-oriented, good analytical and report writing skills with sound credit judgment
• Team player with tactful interpersonal and communication skills
• Self-motivated and able to work under pressure
• Proficiency in both written and spoken English, Chinese and Putonghua 

(Candidates with more experience will be considered for the position of Manager)

We offer competitive remuneration commensurate with candidate’s background.  If you look for a friendly and harmonious working environment with steady career progression, here is the right opportunity for you.  Please submit your full resume with current and expected salary to the Human Resources Division by clicking “Apply Now” or visiting https://www.shacombank.com.hk/eng/about/career/Career.jsp.

We are an equal opportunity employer.

Applicants who are not contacted within 8 weeks may consider their application unsuccessful. Applications may be retained for 24 months for consideration of other suitable openings.

All personal data collected will be used for recruitment related purposes strictly in accordance with the Bank's personal data policies, a copy of which will be provided upon request by contacting our Personal Data Compliance Officer.