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Assistant Manager to SM, Product Management (Personal Loan and credit card)
Lead the full lifecycle of personal loan and credit card products, covering market research, demand analysis, product design, pricing strategy, risk assessment, and post-launch optimization.
Drive digital channel integration (e.g., online banking, mobile apps) to elevate customer experience.
2.Cross-Functional Collaboration
Partner with risk management, IT, marketing, and compliance teams to ensure competitive positioning and strict regulatory adherence.
Establish operational policies/procedures for efficiency and compliance.
3.Performance & Compliance Oversight
Monitor product KPIs through data analytics, refining strategies to achieve business objectives.
Ensure alignment with HKMA guidelines, internal policies, and global regulations.
4.Operational Excellence
Manage daily operations and execute ad hoc projects with agility.
Requirements:
Education: Bachelor’s degree in Economics, Finance, Marketing, or related fields.
Experience:
3+ years in banking/financial services, with hands-on experience in personal loan/credit card product management.
Proven expertise in credit risk models, market trends, and HKMA regulatory frameworks.
Skills:
Strategic Execution: Resourceful problem-solver adept at prioritizing tasks under constraints.
Communication: Strong stakeholder engagement skills with a focus on high-quality deliverables.
Resilience: Thrives in fast-paced environments, meeting tight deadlines without compromising accuracy.
Language: Fluency in English and Chinese (Mandarin essential).
Interested parties, please click Apply Now for application.
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Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is the flagship of overseas business of Industrial and Commercial Bank of China Limited (“ICBC”) – currently the largest commercial bank in China, and it is one of the domestic systemically important banks (D-SIBs) in Hong Kong. Currently, ICBC (Asia) has 52 retail outlets (including 27 “Elite Club” Wealth Management Centres) in Hong Kong. It is engaged in commercial banking, investment banking and other financial services, including those of securities, insurance and funds, with a focus on commercial and retail banking as well as global market business. Chinese Mercantile Bank and ICBC Asset Management (Global) Company Limited, two wholly-owned subsidiaries of ICBC (Asia), specialize in Renminbi services in mainland China and ICBC’s global asset management business respectively.
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