Job Responsibilities:

• Assess all underlying risk of credit applications

• Conduct cashflow analysis, projection, peer comparison, if applicable, with reference to the relevant information gathered from internal and external sources

• Coordinate with Corporate/Business Managers for any matters related to credit applications, further elaborate and clarify with respective commercial officers if needed

• Give comments if any special approvals and date postponement are required

• Keep track on any credit issues that need to be followed up and conduct interim review of any accounts if required

• Monitor turnaround timeframe for processing of credit proposals

• Approve credit applications within the delegated authority

• Perform other duties delegated by the Section Head

Job Requirements:

• University graduate

• Minimum 3 years of experience in credit analyst with relevant credit analysis and bills operation trainings

• Sound knowledge of local economic/industrial conditions, banking laws & practices, in-depth knowledge of import & export operations and related lending products offered by Banks

• HKICPA, ACCA, CFA, FRM are preferred

• Good analytical & report writing skills with logical credit judgment

• Self-motivated and able to work independently & under pressure with limited time constraints

• Good problem solving ability and tactful inter-personal & communication skills

• Good knowledge in PC skills

• Good command of written & spoken English & Chinese

• Candidate with more experience will be considered as Senior Manager / AVP

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