Responsibilities:

• Lead the team to provide efficient and quality credit assessments for all credit applications
• Review, analyse and approve credit proposals submitted from business units in Hong Kong and Mainland China, and ensure adherence to the Bank's policies and delegated limits, as well as regulatory requirements
• Ensure the risks inherent in the credit process are properly identified and mitigated
• Respond to requests and enquiries from business units, resolve any credit issues and expedite the process
• Contribute to the formulation of policies on credit, recovery, provision and write-off
• Provide recommendations to the management for credit applications
• Review and ensure consistent production of high quality and focused credit evaluation reports
• Handle internal and external audits and regulator’s examinations

Requirements:

• Degree holder in Business Administration, Finance, Risk Management or related disciplines
• Professional qualifications, such as CFA, CPA, ECF-CRM, etc., are preferred
• Minimum 12 years of relevant experience in credit approval for retail, SME, and corporate customers in Hong Kong and Mainland China, solid understanding of lending products, including syndicated loans and derivative products, and at least 8 years' experience managing a team
• Good understanding of banking operations and services, market practice and banking regulations in HK and Mainland China
• Self-motivated and detail-minded with strong risk control sense and analytical skills
• Able to work under pressure to meet tight deadlines and the target turnaround time
• Effective communication and interpersonal skills and a readiness to challenge assumptions
• Strong in written and spoken English and Chinese, proficiency in Putonghua is preferable 
• Travelling to China for site visits is occasionally required

(Candidates with less experience may be considered for AVP level)
We offer competitive remuneration commensurate with candidate’s background. If you look for a friendly and harmonious working environment with steady career progression, here is the right opportunity for you. Please submit your full resume with current and expected salary to the Human Resources Division by clicking “Apply Now” or visiting https://www.shacombank.com.hk/eng/about/career/Career.jsp.

We are an equal opportunity employer.

Applicants who are not contacted within 8 weeks may consider their application unsuccessful. Applications may be retained for 24 months for consideration of other suitable openings.

All personal data collected will be used for recruitment related purposes strictly in accordance with the Bank's personal data policies, a copy of which will be provided upon request by contacting our Personal Data Compliance Officer